Windows or up-to-date Heating as well as A/C

My hubby and I had a bunch of ceremony money come in and we don’t think what to use it for. I am kind of leaning towards decreasing the windows in our house. I hate that the glass is fogged and gross looking. I know the windows allow air to leak in and that affects our Heating as well as A/C idea and utility bills. The windows look seasoned and take away from the beach house too. I also cannot even open them to let in a fresh breeze and help our air quality. My hubby is pushing a up-to-date Heating as well as A/C idea though. The Heating as well as A/C unit is around 20 years seasoned and is a central method. The indoor unit takes up so much space in the hallway closet. My hubby wants a ductless mini cut in every room of the beach house with a thermostat. Both of us could have zone control and free up that space in the house! Having set temperature zones would be cool. I could have A/C in the kitchen while I cook and our hubby could appreciate heating in the kitchen. The more than one of us don’t even share a room because we have vastly peculiar temperature needs. I think we would appreciate our own unit and thermostat. Both the windows and up-to-date Heating as well as A/C machine work though. Both of us don’t honestly need to update either. Both of us just want to. Which one is the priority though? Either update will lower our utility bills. The decor of our beach house will change quite a bit with the update too. The costs are similar as well.


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